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Horia Velicu is Head of Innovation Lab at BRD - Groupe Société Générale and is therefore involved in products and ideas that can make life easier for clients or employees through technology. He enjoys solving business challenges using especially AI and robotics. Sometimes by building startups, sometimes using his lab, he demonstrated the use of chatbots, blockchain, machine learning and RPA technology in the bank’s processes and services. Horia has over 20 years’ experience in banking and consulting with a focus on financial markets.