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At TD Bank, Kris is responsible for emerging digital solutions for Commercial and Small Business Customers. In his current role, he evaluates new digital products & services and leads transformation efforts related to CX. In his previous roles at TD, Kris managed the strategy and execution of the retail digital acquisition platforms and also spent time with the TD MySpend app. Prior to TD, Kris worked at a startup insurance firm with a focus on building out internal solutions, and previously worked at SAP. Kris received his MBA in Management from Villanova University.