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Sentiance are a Samsung-backed data science company head quartered in Belgium. We understand and predict human behaviour by analysing sensor data from smart devices. Insurers are increasingly looking at prevention over protection, making the capacity to analyse behavioural data in real-time more important. Customers are willing to share activity data in return for direct benefits as well as coaching and services that can improve their driving and prevent accidents. From safer driving and healthier living, to better protected homes and fraud detection, insurers look to IOT data and solutions to individualize risk profiling and create a deeper relationship with their customers. Using our proprietary platform, Sentiance turns IOT data into holistic behavioural profiles and real-time context. From detailed mobility and driver profiling, to health and lifestyle patterns, our real-time behavioural insights enable insurers to manage risks more effectively and engage policy holders more personally, coaching and rewarding safer or healthier behaviour accordingly.