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Key Sessions

Julian Sawyer

The Rise and Rise of Digital Banking - Where Next for Challenger Banks?

Starling Bank

08:30 - 09:00 30 mins
Registration & Refreshments
09:00 - 09:15 15 mins
Chair's Opening Remarks
  • Gabrielle Patrick - CEO, Knabu
09:15 - 09:55 40 mins
Payments 2025 - Strategies and Responses to Technological Developments
  • Moderator David Parker - Founder & CEO, Polymath Consulting
  • Panellist Makoto Shibata - Executive Fellow, Japan Digital Design (A Member of MUFG)
  • Panellist Ricky Knox - Founder, Tandem Bank
  • Panellist Dag-Inge Flatraaker - Senior Vice President, Group Payments Infrastructure, DNB Bank
09:55 - 10:20 25 mins
The Rise and Rise of Digital Banking - Where Next for Challenger Banks?
  • Julian Sawyer - Head of B2B, Starling Bank
10:20 - 10:40 20 mins
Coffee Break
10:40 - 11:20 40 mins
Global Regulators Roundtable - Where Next for Payments Regulation?
  • Moderator Becky Clements - Director, Payments, UK Finance
  • Panellist Heike Winter - Director, Retail Payments Policy, Deutsche Bundesbank
  • Panellist Alexandre Stervinou - Head of Non Cash Means of Payment Oversight Division, Banque de France – ACPR
  • Panellist Tomas Karpavicius - Head, Market Infrastructure Policy Division, Lietuvos Bankas (Bank of Lithuania)
  • Panellist Simon Anko - Director, Payment and Settlement Systems Department, Bank of Slovenia
11:20 - 11:40 20 mins
Payments in the Context of Brexit - Understanding New Structures and Regulatory Challenges
  • Monica Monaco - Founder & Managing Director, TrustEU Affairs
11:40 - 12:20 40 mins
Instant Payments – A Seismic Change in the Payments Landscape?
  • Gabrielle Patrick - CEO, Knabu
  • Jonas Palm - Head of Payments Offer, Swedbank
  • Ravi Shunmugam - CEO, Electronic Funds Transfer Product House, First National Bank
  • Linda Geux - Head of Payments Strategy, ING
12:20 - 13:20 60 mins
Lunch
13:20 - 13:30 10 mins
Technological Disruption in Payments - DLT, AI and Beyond
Stream Chair's Opening Remarks
  • Gabrielle Patrick - CEO, Knabu
13:20 - 13:30 10 mins
The Concerns of Corporate Treasurers
Stream Chair's Opening Remarks
  • Luca Vanini - Coordinator of Global Payments, UniCredit
13:30 - 14:10 40 mins
Technological Disruption in Payments - DLT, AI and Beyond
Innovations in Retail Payments - What is Out there and What does the Customer Want?
  • Gürhan Cam - Deputy CDO, Denizbank
  • Nazia Tingay - Senior Product & Propositions Manager, Mobile Payments, Barclays Bank
  • Piet Mallekoote - CEO, Dutch Payments Association
  • Sharon Brennan - Head of Technology & Business Change Projects, Banking & Payments Federation Ireland
13:30 - 14:20 50 mins
The Concerns of Corporate Treasurers
The Future Relationship between Banks and Corporate Treasurers
  • Chris Peek - Treasury Manager, Trinity College London
  • Andrea Sottoriva - Group Treasury Director, SITA
  • Urszula Chwala - Senior Cash Manager, LyondellBasell
  • David McHenry - Managing Director - EMEA Head of Global Treasury & Payment Advisory, Silicon Valley Bank
14:10 - 14:30 20 mins
Technological Disruption in Payments - DLT, AI and Beyond
Coffee Break
14:20 - 15:00 40 mins
The Concerns of Corporate Treasurers
An update from the European Association of Corporate Treasurers about their latest activities on payments
  • EACT short description and areas of interest
  • EACT presence and activities in the European payments context
  • The 2018 SEPA schemes management cycle; focus and presentation of new functionalities of the new Extended Remittance Information option
  • An update on the works in progress regarding the Electronic Presentment and Payment, presenting the EIP model and with a focus on what has been done on Request to Pay and services messages.
  • Massimo Battistella - Manager of Accounts Receivables, Telecom Italia
14:30 - 14:55 25 mins
Technological Disruption in Payments - DLT, AI and Beyond
Mobile-first strategy Key for Millennial Market Growth

Monobank, Ukraine’s first mobile-only banking app, was launched in 2017 and became profitable in just seven months. Co-founder Misha Rogalskiy explores how their mobile payment solutions, together with a unique loyalty scheme, led to 500,000 customers and a threefold increase in engagement in under 12 months.

  • Ukraine’s payment landscape
  • Convenience and gamification for growth
  • The future of payments for millennials and GenZ



  • Misha Rogalskiy - Co-Founder, Monobank
14:55 - 15:20 25 mins
Technological Disruption in Payments - DLT, AI and Beyond
Tech, Payments and Regulation: a Harmonious Trio?

In this session we look at the trajectory of payments businesses adopting new technologies such as AI and DLT, and assess whether existing legal and regulatory frameworks are supportive or whether they give rise to frictions which mean that these businesses are unable to fully exploit new technologies. In particular, we ask (and seek to answer):

  • What might the world of payments look like in the future?
  • Does the existing regulatory framework help or hinder payments businesses in embracing that new world?
  • Payments regulation: where to from here?
  • Peter Chapman - Senior Associate, Clifford Chance
15:00 - 15:20 20 mins
The Concerns of Corporate Treasurers
Coffee Break
15:20 - 15:50 30 mins
Technological Disruption in Payments - DLT, AI and Beyond
IoT Payments - What would a fully connected world look like?
  • Lorenzo Gaston - Technical Director, Smart Payment Association
  • Monica Carlesso - Head of New Business Exploration – Innovation and Strategy, Lloyds Bank
15:20 - 16:00 40 mins
The Concerns of Corporate Treasurers
Virtual Bank Accounts for Corporates – What would good look like?
  • Luca Vanini - Coordinator of Global Payments, UniCredit
15:50 - 16:10 20 mins
Technological Disruption in Payments - DLT, AI and Beyond
What is the Role of Cryptocurrencies in the new Payments Landscape?

- Cryptocurrencies represent a move towards a cashless payment system with low transaction fees

- Cryptocurrency payments are much more secure than conventional online payment systems

- As the technology is better understood by the public, cryptocurrency payments will attract more users because the decentralized financial system creates a more transparent economic model

- One possible solution for mass popularization is to abate the fear of the volatility of cryptocurrencies by using fiat pegged coins (i.e. stable coins e.g. USDT), and/or calculating real-time price in fiat and then converting them to crypto at check-out points.

- Cryptocurrency payments will serve millions of unbanked people around the world

 - In order for mass popularization of cryptocurrency payments, better compliance with KYC and AML regulations are needed



  • On Yavin - CEO, Cointelligence
16:00 - 16:50 50 mins
The Concerns of Corporate Treasurers
Evolving Best Practice in Cash & Liqiuidity Management
  • Andrea Sottoriva - Group Treasury Director, SITA
  • Duncan Cole - EMEA Head, Treasury Advisory Group, Treasury and Trade Solutions, Citi
  • Urszula Chwala - Senior Cash Manager, LyondellBasell
16:10 - 16:50 40 mins
Technological Disruption in Payments - DLT, AI and Beyond
David and Goliath in Cooperation - What does a Working Partnership Between FinTechs and Banks Look like?
  • Moderator Rupert Bull - Founder, The Disruption House
  • Panellist Sofia Ericsson Holm - Head of Strategic Partnerships, Nordea
  • Panellist Sailesh Panchal - CTO, Orwell Group
  • Panellist Alexa Fernandez - Head of UK, Open Innovation, BBVA
16:50 - 18:50 120 mins
Drinks Reception
08:30 - 09:00

Registration & Refreshments

More
09:00 - 09:15
Info

Chair's Opening Remarks

  • Gabrielle Patrick - CEO, Knabu
More
09:15 - 09:55
Info

Payments 2025 - Strategies and Responses to Technological Developments

  • Moderator David Parker - Founder & CEO, Polymath Consulting
  • Panellist Makoto Shibata - Executive Fellow, Japan Digital Design (A Member of MUFG)
  • Panellist Ricky Knox - Founder, Tandem Bank
  • Panellist Dag-Inge Flatraaker - Senior Vice President, Group Payments Infrastructure, DNB Bank
More
09:55 - 10:20
Info

The Rise and Rise of Digital Banking - Where Next for Challenger Banks?

  • Julian Sawyer - Head of B2B, Starling Bank
More
10:20 - 10:40

Coffee Break

More
10:40 - 11:20
Info

Global Regulators Roundtable - Where Next for Payments Regulation?

  • Moderator Becky Clements - Director, Payments, UK Finance
  • Panellist Heike Winter - Director, Retail Payments Policy, Deutsche Bundesbank
  • Panellist Alexandre Stervinou - Head of Non Cash Means of Payment Oversight Division, Banque de France – ACPR
  • Panellist Tomas Karpavicius - Head, Market Infrastructure Policy Division, Lietuvos Bankas (Bank of Lithuania)
  • Panellist Simon Anko - Director, Payment and Settlement Systems Department, Bank of Slovenia
More
11:20 - 11:40
Info

Payments in the Context of Brexit - Understanding New Structures and Regulatory Challenges

  • Monica Monaco - Founder & Managing Director, TrustEU Affairs
More
11:40 - 12:20
Info

Instant Payments – A Seismic Change in the Payments Landscape?

  • Gabrielle Patrick - CEO, Knabu
  • Jonas Palm - Head of Payments Offer, Swedbank
  • Ravi Shunmugam - CEO, Electronic Funds Transfer Product House, First National Bank
  • Linda Geux - Head of Payments Strategy, ING
More
12:20 - 13:20

Lunch

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Showing of Streams
16:50 - 18:50

Drinks Reception

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