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Hans Peter Wächter is Senior Manager in the Financial Engineering unit at d-fine, a leading consultancy company specialised in risk and finance. Hans Peter focusses on topics where valuation intersects with regulatory, accounting and organizational issues, e.g. model governance, IBOR replacement, prudent valuation etc. lately. He has long-standing hands-on experience from numerous projects at national and international banks. Hans Peter holds a Ph.D. in Theoretical Physics from University of Goettingen and a diploma (MSc) in Business Administration from Open University of Hagen. He also holds an FRM and a CFA charter.