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Ms. Anju Abrol has been Chief Risk Officer for Asia at Westpac Institutional Bank since November 2013. Ms. Abrol has been Chief Risk Officer for Westpac Asia at Westpac Singapore Limited since November 15, 2013. Based in Singapore, Westpac's regional head office, Ms. Abrol is responsible for risk management across Asia for Westpac and support the businesses Asia strategy as it continues to deepen its product and service capabilities in the region. She has extensive regional experience and has a distinguished career at Bank of America Merrill Lynch (BAML) where she was one of the bank's most senior and experienced Risk Executives in Asia. In a career spanning 25 years, she has held regional leadership roles at BAML in Singapore, New York, Hong Kong and India. Prior to joining Bank of America in 1998, she worked at Peregrine Fixed Income and Deutsche Bank having started her career at ANZ Bank in India.