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David joined AXA Investment Managers in July 2014. He is working as a US and UK economist. Before joining AXA IM, he worked for 4 years at Lloyds Bank Commercial Banking as a Senior Economist covering primarily the UK economy. Prior to this, he worked for 10 years at Investec Bank as a global economist covering primarily UK and European economies. Before this, David spent 5 years in the Government Economic Service, initially working for the energy regulator, OFFER, before joining the UK Debt Management Office – an executive agency of HM Treasury – at its inception in 1998. David holds an MSc in Economics (1995) from the University of Warwick, UK and a BA in Economics (1994) from the University of York.