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Deshni Subbiah
Chief Risk Officer at FEM


  • 15 years of experience within the financial services sector
    • 8 years of experience at Deloitte, consulting to a wide range of companies in the Banking and Insurance Industry
    • 7 years of experience as a Chief Risk Officer, responsible for the risk management, legal and compliance functions
  • 3 years of experience in Africa, managing a team of CRO’s across many countries on the continent
  • Non-Executive Director of the Export Credit Insurance Corporation of South Africa
  • Substantial involvement with the development and implementation of the newly introduced risk-based regulations for the insurance industry (SAM): 
    • Significant involvement with the FSB working groups, to assist with the development and review of proposed regulation
    • Conducted gap analyses and developed project plans for SAM implementation for many companies whilst at Deloitte
    • Involved with the implementation of the SAM regulations at Nedgroup Insurance Company (implemented the 2-year SAM project plan within 1 year) and Federated Employer’s Mutual Assurance Company
  • Successfully developed a standardised risk toolkit for the Liberty Africa businesses which enabled the effective and practical implementation of risk management across the numerous businesses in Africa
  •  Member of the executive team at Nedgroup Insurance Company, Liberty Africa and Federated Employers Mutual; overseeing the risk and strategy of the businesses.
  •  Divisional Director of Liberty Group South Africa – involvement with the strategic direction and strategic execution within the
  • Group
    • Member of the Audit and Risk Committee for Liberty Life Botswana and Liberty Life Swaziland
    • Member of the Investment Committee for Liberty Life Botswana
    • Involved with conducting due diligence exercises for potential business acquisitions in Africa

Deshni Subbiah's Network

Agenda Sessions

  • To what extent has the role of CRO evolved into a driver of change?

    , 10:00