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Gavin is a CERA qualified Actuary with 20 years experience in the life insurance industry. Gavin is the Group Chief Risk Officer at Chesnara Plc, a UK-based life company consolidator with subsidiaries in the UK, Netherlands and Sweden. Prior to joining Chesnara Gavin led the UK Risk Management consulting practice within Willis Towers Watson, specialising in M&A, Risk and Capital Management and Solvency II. Gavin has also held a number of senior roles in other UK life insurance businesses including Cooperative Insurance and Guardian Financial Services, and takes an active role in various Industry research groups, writing thought-leadership papers, presenting at and chairing risk, capital and Solvency II conferences.