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Katja joined Zurich in 2016 and is responsible for managing and constantly improving the Group-wide enterprise risk management framework, our risk policy and governance, as well as the Group’s risk appetite framework. Furthermore, she provides risk management leadership in core directions of the organization – specifically considering the Group’s strategic cornerstones – to align with business planning activities and help ensure the company achieves the desired results. Prior to joining Zurich, Katja was CRO, Global Banking & Markets, EMEA at HSBC in London where she held various senior risk related roles for almost a decade. Before that, Katja spent eight years with the German regulator, Deutsche Bundesbank, in market risk supervision and in regulatory policy.