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Cosimo Pacciani is the Chief Risk Officer for the European Stability Mechanism since 2015. He has joined this key European institution as Senior Credit Officer and Deputy Head of Risk in 2014. Previously, he spent 20 working in the City of London, eleven of which at Royal Bank of Scotland, covering different roles: Chief Operating Officer for the Group Credit Risk function, Head of Risk and Compliance for the Asset Protection Scheme, the mechanism established to rescue the British banking system and, previously, Head of Credit Risk for Corporate and Public Institutions in Europe. He has worked previously in portfolio management at Credit Suisse First Boston and for the London branch of Monte dei Paschi di Siena in London, dealing with derivative products and portfolio management. He holds a Ph.D. from the Faculty of Economic Sciences of the University of Siena and a Master Degree from the Faculty of Economics of the University of Florence.