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David is Director of Policy at the Financial Conduct Authority. He is responsible for policy development across a wide range of areas both retail and wholesale, and oversees the FCA’s Innovation Hub. David has worked in regulation at the FCA (and its predecessor the FSA) for more than 15 years, spanning a number of different roles in both Policy and Supervision. Prior to his current position, he was Head of Savings, Investment and Distribution Policy. During his time at the FCA, he has been involved in leading and delivering a number of large scale initiatives including the Retail Distribution Review and more recently the development of the Senior Managers and Certification regime. Outside ofthe regulator, David is Chair of G20/OECD Task Force on Financial Consumer Protection. Prior to joining the regulator, he worked in the financial services industry for 10 years gaining experience in banking, financial advice and mortgages. David is a British national.