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Dr Rafael Gomes, Senior Manager, Accenture Finance & Risk practice. Based in London, Rafael is responsible for the practice’s Regulatory & Compliance practice group in the United Kingdom and Ireland and serves as the United Kingdom account lead for a top-3 commercial bank, where his advisory work spans strategy design and technology implementation. A specialist in systemic and regulatory risks, Rafael has published research on these topics in peer-reviewed academic publications, and has commented in the Financial Times, Guardian, CNBC, and Bloomberg. He is also active in the Fintech and RegTech spaces and holds a PhD from Nottingham University, a MSc from London School of Economics, and a BSc (Econ) from University College London.