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Tony Hughes is Managing Director of Research at Moody’s Analytics, where he oversees the company's credit analysis consulting projects for global lending institutions. An expert applied econometrician, Dr. Hughes manages the Moody’s CreditCycle and CreditForecast.com products. He has helped develop approaches to stress testing and loss forecasting in retail, C&I and commercial real estate portfolios and lately he has introduced a methodology for stress-testing a bank’s deposit book. Currently he is developing ways to streamline the economic scenario building process and exploring ways to simulate economic paths more effectively. A native Australian, Dr. Hughes was formerly the lead Asia-Pacific economist for Moody’s Analytics, before which he held academic positions at the University of Adelaide, the University of New South Wales, and Vanderbilt University. He has been published in leading statistics and economics journals as well as several major industry publications. He received his PhD in econometrics from Monash University in Melbourne, Australia