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Michael joined bfinance in 2011, when he spent his first semester in the London based Research team. Michael then became Director and covers institutional clients in the Munich office. He started his career at Dresdner Bank AG with an apprenticeship in 2000. He held different positions at a savings bank and an asset manager during the following years. During this period, he graduated with a part-time BA in International Management. He also holds a dual MBA degree from Bradford University/TiasNimbas Business School and is CAIA charterholder and certified FRM.